Suche Musiker/ Band » ly love the stove and the lantern which light

"A recurring deposit is a type of deposit in which a fixed sum of money is invested at fixed intervals of time. This money accumulates and is redeemed on the same day. To put it simply Puerto Rico World Baseball Classic Jerseys , a recurring deposit is like multiple fixed deposits that all mature on the same day.

Like the FD, RD is also a popular investment option for people. Here are some of the benefits of a recurring deposit:


1. Small savings option for people:
Most banks have a minimum recurring deposit amount as Rs. 500 which makes it possible for anyone to open an RD account. Some banks have Rs. 1,000 as the minimum first deposit followed by Rs. 500 as the recurring deposit amount. Opening a recurring deposit is very simple and can be done at any bank branch.


2. Can avail loans against RD:
A recurring deposit also works as an emergency fundraising tool. While the bank may not always allow premature withdrawal against an RD Puerto Rico Baseball Jerseys , however, it is possible to take a loan against an RD up to 80% or 90% of the amount of the RD. This makes it useful whenever funds have to be raised in an emergency.


3. Useful for goal based savings:
One of the main benefits of a recurring deposit is the use of this deposi to raise funds for a particular goal. Recurring deposits can be opened for a minimum of 6 months and using the time period of a recurring deposit, funds can be invested at regular intervals to build up to a particular goal say meeting child鈥檚 education expenses Juan Gonzalez World Baseball Classic Jersey , or to save for purchase of a consumer durable or a car. The recurring deposit acts like a disciplinary tool for the investor by forcing him to invest a fixed amount on the same day for a fixed period of time. This discipline can be used to save for short term goals and earn a small amount of interest.


4. Online recurring deposit booking:
An RD can easily be booked online just like an FD. It can be done via net banking or mobile banking in a matter of a few clicks. This makes it convenient for a person to plan his finances.


5. Recurring deposit calculator:
It is easy to find out the maturity value of an RD and the interest earned by using an RD interest calculator. This calculator will tell you the maturity value of an RD when you input the deposit amount and the tenure. By using an RD calculator, a person can plan exactly how much he needs to invest so that he can get a particular sum of money on maturity. Using a recurring deposit calculator is very easy and it helps to make the best financial planning decision.



Author Bio- Neha Sharma is a finance student who loves to write in her free time. She has spent considerable time researching about聽RD calculator. Through her work, she explains its benefits

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Top Rated Outdoor Play Sets and Equipment

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