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It is imperative to invest your money in the right financial instrument to increase wealth. If you do not make the right investment decision at an appropriate time Isaiah Johnson Jersey , then you are missing out to increase your potential earnings. However, not every investment guarantees decent returns. But if you take the call on time, the potential to gain wealth is higher than not investing at all.

There are several options available in the market today, right from mutual fund to equity shares to public provident fund (PPF) and so forth. Let us learn about these options in detail to assist you make an informed decision:


1) Public Provident Fund (PPF): PPF is one of the most popular investment schemes that not just offers fund protection but also guaranteed returns that are completely exempted from taxes. The minimum amount you can invest in a year is INR 500 and the maximum can go up to INR 1.5 lakh. You also have the facility to avail loan between third and sixth year. The PPF interest rates are high in comparison to fixed and recurring deposits. The Government manages all PPF accounts in India.


2) Mutual funds: Another preferred investment option is mutual funds. It is a pool of money accumulated from a group of investors. They are later invested in bonds Maxx Crosby Jersey , shares, and other money market instruments. A fund manager takes the call on behalf of the investors here. There is a mutual fund scheme catering to the needs of the investors such as equity, debt, hybrid funds and each of their sub-type like large-cap Trayvon Mullen Jersey , small-cap mutual funds, ELSS funds, and so on.


3) Equity shares: They are the source of funds for any organisation as it offers voting rights and claims to the investors. The shares are expressed on face value, issue price Johnathan Abram Jersey , market value, etc. in equities. You have chances of earning higher returns which is twice or thrice higher than your capital. But the risks levels are equally high.


4) Real estate: Buying or selling propertiesland is the safest bet in India. It is the best investment option that is sure to provide you great profit over time. It is also a great partner in your wealth building strategy if you can invest a good sum. But when you opt for real estate, consider other aspects like charges and terms.


5) Gold ETF: They offer transparency and are well-suited for starters and small investors. ETFs are better than traditional gold investment because of the following reasons:


鈥?There is adulteration
鈥?Held in electronic form
鈥?Can track investments real-time
鈥?Offers high liquidity


6) Post office schemes: If you are looking for an investment option with short lock-in period, then post office schemes are ideal. The monthly income scheme of Indian postal services is the safest way to park your money. They also offer high returns without any risk involved. The returns are in the form of fixed monthly income.


7) ULIP: It is a financial instrument that facilitates investment in equities and bonds Josh Jacobs Jersey , at the same time providing protection. It is an integrated plan where a portion of investments go towards stocks and bonds as chosen by the individual and the remaining is considered as life insurance cover. ULIPs have a risk element to them.


Author bio:
Swarali Chavan is an investment banker by profession. She has spent considerable time researching on investment options in India. She has listed the 7 best investment options available in the country

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7 latest features for your iPhone & iPad with iOS 9.3 Technology Articles | February 18, 2016

The most exciting update iOS 9.3 arrives with the striking brand new features and of-course some minor tweaks. Resources say that most probably, it will be the last version of iOS 9. The interesting features along with bug fixes generate a buzz around the new update iOS 9.3.



Night Shift:


Techies of Apple Inc. has introduced amazing new feature named “Night Shift”. The users get irritated while operating their phones and tables at night due to blue light on display. This feature will automatically detect geolocation and time zone. According to that, when it is dark night the screen display colors get warmer. For your eyes it becomes easy to interact with the warmer colours at night. Find the features in device setting > display and brightness. By changing the settings Clelin Ferrell Jersey , users can have a comfortable interaction as the orange light gets darker.


Password protection for Notes:


Users have habit to save their credentials and other sensitive information in the notes. You can set the password or Touch ID to access the notes. To take advantage of this feature, users need to enable it. To do so, go to the settings > notes> password protection. Open a particular note that you want to make protected, select the share icon & then “Password protect note”. The iOS 9.3 allows users to sort the notes with respect to date created Antonio Brown Jersey , date edited or Title.


3D touch shortcuts:


For the stock apps, this time apple is lending with the 3D touch feature. Get shortcuts for weather, settings, health and compass related apps. When users create the 3D touch shortcuts Derek Carr Jersey , it becomes quick & easy to use that particular app. Find the frequently used functionalities at your finger tips.


Additions in news:


Some interesting updates are there in the most recent iOS 9.3 update. Apple will suggest you a list of curated content that you will like most probably. This is a minor update but offers better search results. Find the new landscape mode for news with iOS 9.3 update. For pleasant interaction, the new swipe gestures to save, share, like or dislike buttons Bo Jackson Jersey , mute and block gestures are launched.


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